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Monday, August 8, 2016

Mr. Oluwasusi, A portrait.

I had the honor of documenting the 60th birthday celebration of Mr. Oluwasusi this past Saturday. It was a joyous occasion and celebration of a man who has touched so many with his love and kindness. I wish you many more healthy and prosperous years.

Saturday, November 8, 2014

The virtual business man

Some people think that one has to literally own a business to grow wealth and live like the wealthy do but what some people fail to realize is that not everyone is cut out to run a business. Some people prefer the guaranteed paycheck that comes with a nine to five instead of the stress of worrying about when an invoice will be paid. Not everyone has the skill or temperament to run a business.
There are a lot of benefits to working a nine to five. If you are one of the lucky ones, you only work 40 hours a week and have your evenings and weekends to yourself. You get paid time off, sick days and holidays.
To live like the wealthy do, you have to first of all live within your means. You also invest in things that reduce your taxable income. For example the 401(k) retirement plan offered by employers to employees is an excellent way to reduce taxable income while growing your money in investment funds contained in the 401(k); by the time you start making withdrawals in retirement, your contributions plus income made on it and reinvested within the fund will be taxed in a lower tax bracket.
Making donations is another way to reduce your taxable income, and it doesn't have to be a cash donation.
Buying a home is also a good investment choice because a portion of your property taxes can be used to reduce you taxable income. In addition, your property value can grow thus increasing equity. Buying a home is sort of like forced savings. 
Investing in a mutual fund especially an index fund is another great idea because it makes you a virtual business owner; you are now a shareholder of the stocks or bonds of hundreds of companies within the fund.
Let's not forget about the good old fashioned savings account. While it does not build wealth as fast as investing. It is great for, as the saying goes, "saving for a rainy day". Having cash reserves is great for those unplanned emergencies and to save for large purchases.
So as one can see, one can still be an employee, act as a business man and grow wealth by utilizing retirement plans, investing in mutual funds, buying a home, making donations and saving.


Sunday, November 2, 2014

Zachary, A Portrait

Zachary is a chef. He asked me to take a portrait of him during my cousin's confirmation party. He told me he wished he had brought his big chef hat to take a picture with.

Tuesday, October 21, 2014

Diamond Head

Diamond Head is another landmark worth visiting when going to Hawaii. There is a one dollar entry fee for walk ins and a five dollar fee for parking in the lot. I paid the one dollar fee and walked in as there was a wait in line to park inside. The hike up to the top wasn't as challenging as Koko Head but it is still no walk in the park. I recommend bringing a bottle of water to prevent dehydration; I went there on a hot sunny day, and I was drenched in sweat by the time I got to the top. Visitors to the top are greeted with a nice cool breeze and a great view of the Honolulu skyline and surrounding area. To find out more, you may visit the wikipedia page. I posted some pictures I took while visiting the landmark.

 

 







Mr. Oluwasusi, A portrait.

I had the honor of documenting the 60th birthday celebration of Mr. Oluwasusi this past Saturday. It was a joyous occasion and celebration o...